“Do or do not. There is no try.”
EX: Biggest milestone in your life.
HIM: We started BankBazaar with a vision to make digital online personal finance the de facto choice for millions of Indians. In FY-19, BankBazaar completed 10 years, and today, we are not just the biggest financial products marketplace in India with 163mn unique visitors in a year. 2018 was also the year my daughter was born, and becoming a father has been the most memorable and rewarding experience of my life.
EX: Book(s) that have influenced your life.
HIM: Ramachandra Guha’s ‘Gandhi: The Years that Changed the World 1914-1948’.
EX: An unusual app on your smartphone.
HIM: As a father, my baby is on top of my mind. I have an iMega Cam app on my phone which makes it possible for me to see her wherever I am in the world.
EX: 3 habits you think are most important in order to be an effective leader.
HIM: Focus, persistence and team spirit.
EX: The best tech innovation according to you.
HIM: Technology has changed the finance sector immeasurably. The potential for speed, convenience, and transparency is unprecedented. Today, technology makes it possible for lenders to evaluate, underwrite, process, and deliver a loan or a credit card to a customer in as little as 30 minutes.
EX: Your ideas and views on sustainable technology
HIM: Technology can be a huge enabler for tackling several problems we face. Technology offers us clean energy, optimized recycling, and conservation solutions. We need to think of technology as an asset and make best use of it to help remedy the problems we face today.
EX: Your upcoming career goals
HIM: My dream is to take the personal finance industry one big step ahead and make it completely paperless. Digital is the future, and we are actively working on developing end-to-end processes that is completely paperless. Over the next few years, I hope to see 100% paperless products that are accessible on a mobile phone. This will go a long way in democratizing finance.